Public Liability Insurance.

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What is Public Liability Insurance?

Public liability insurance is a type of insurance policy designed to protect businesses and individuals from financial losses that may arise from claims made against them by members of the public for injuries, property damage or other losses that may occur as a result of their business activities.

For example, if a customer or member of the public was to suffer an injury on your business premises or as a result of your business activities, they may make a claim against you for compensation. Public liability insurance would provide cover for the legal costs and any compensation payable in such circumstances.

Public liability insurance is typically purchased by businesses that have regular contact with the public, such as shops, restaurants, and contractors, but it can also be relevant for individuals who host events or activities that are open to the public. The level of cover required will depend on the nature of the business or activity and the potential risks involved.

Cover generally includes:

  • Public Liability Insurance
  • Product Liability Insurance
  • Cyber Insurance
  • General Property
  • Cover for Stock, Contents, Machinery & Plant

If you need additional elements to your package, you can also add:

  • Glass
  • Employers Liability Insurance
  • Legal Liability
  • Money
  • Business Interruption Cover
  • Marine & Cargo


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